It’s All Inclusive
Overwater villa with private pool, wooden deck lounge with white umbrella and cushioned seating, and turquoise lagoon at Kudadoo Maldives Private Island.
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Top 10 Five-Star All-Inclusive Resorts in the Maldives

Almost every Maldives resort calls itself five-star, so the rating is the start of the conversation here, not the end of it. The ones that deserve it pair the overwater villa and the house reef with a plan that genuinely covers the dining, the drinks and the non-motorised water sports, because on a one-island resort there is no plan B and à la carte prices are steep. Speedboat islands near Malé are quickest to reach; seaplane resorts trade cost and time for deeper-in-the-blue seclusion.

Top 10 of 31 qualifying resorts·Ranked by our team using real guest ratings and what's included·How we score·Last reviewed September 2026·Photo: Kudadoo Maldives Private Island

Every resort below carries a five-star rating, ranked by real guest ratings, our luxury scores, and how generous the plan actually is, which matters more in this country than in any other. Tap through for exactly what each plan covers and for pricing, and see our Maldives guide for the atoll-by-atoll picture and the monsoon calendar.

  1. Overwater villa with private pool, wooden deck lounge with white umbrella and cushioned seating, and turquoise lagoon at Kudadoo Maldives Private Island.
    No. 1. Kudadoo Maldives Private Island
    Five-star4.8 (130)From $2056/night ppFive-star Palmprint 9.8/10

    Exceptionally broad luxury all-inclusive model.

  2. Aerial view of a villa with turquoise pool and waterslide nestled in dense tropical vegetation at Soneva Jani.
    No. 2. Soneva Jani
    Five-star4.6 (415)From $1289/night ppFive-star Palmprint 9.8/10

    Iconic Maldives overwater villa product.

  3. Soneva Fushi's illuminated bungalows with thatched roofs surround a glowing turquoise pool at dusk, with palm trees and tropical vegetation framing the scene.
    No. 3. Soneva Fushi
    Baa Atoll, Maldives
    Five-star4.8 (342)From $1368/night ppFive-star Palmprint 9.6/10

    Exceptional barefoot-luxury identity with privacy, space and sustainability.

    The original barefoot-luxury Maldives icon, set in the UNESCO-listed Baa Atoll, enormous villas, an on-site observatory, an open-air cinema, and a famously sustainable ethos. It pioneered the 'no news, no shoes' idea everyone else copies. Family-friendly luxury that feels wild rather than corporate. Best November through April.

  4. Stone and stucco bungalows with turquoise doors line a lazy river at Baglioni Resort, with manicured lawns and tropical plantings under blue sky.
    No. 4. Baglioni Resort
    Five-star4.4 (343)From $467/night ppFive-star Palmprint 9.5/10

    Very clear all-inclusive positioning

  5. Illuminated overwater villa at dusk with wooden deck, lounge chairs, lit pool in foreground, and interior glowing through glass doors.
    No. 5. Hurawalhi Island Resort
    Five-star · Adults-only4.9 (920)From $359/night ppFive-star Palmprint 9.4/10

    True all-inclusive

  6. Modern dark villa with orange lounge chairs on a sandy beach, surrounded by tall palm trees under clear blue sky.
    No. 6. Club Med Finolhu Villas
    Five-star4.8 (533)Rates TBDFive-star Palmprint 9.4/10

    Rare Maldives all-inclusive with access to a larger Club Med activity ecosystem.

  7. Wooden boat-shaped loungers on a deck at sunset, with a rope pergola overhead and overwater bungalows visible at Ayada Maldives.
    No. 7. Ayada Maldives
    Five-star4.8 (620)From $209/night ppFive-star Palmprint 9.3/10

    Exceptional private-island setting.

  8. Overwater bungalows with thatched roofs and yellow bicycles on wooden decks at Gili Lankanfushi, with clear blue sky above.
    No. 8. Gili Lankanfushi
    North Malé Atoll, Maldives
    Five-star4.8 (354)From $665/night pp

    Exceptionally spacious overwater villas and barefoot-luxury identity.

    The original 'no news, no shoes' barefoot-luxury escape, vast overwater villas (one with a slide straight into the lagoon), a resident marine biologist running reef excursions, and a chocolate cave and wine cellar for after dark. Sustainable, sandy-footed, and seriously romantic. Best November through April.

  9. Lit villa with dark roof and lounge chairs on white sand, surrounded by green shrubs and palm trees at dusk.
    No. 9. Atmosphere Kanifushi Maldives
    Five-star4.7 (461)From $330/night pp

    Excellent all-inclusive value for a luxury Maldives resort.

  10. Lit walkway between glowing blue pools leading to thatched-roof bungalows and beach at dusk.
    No. 10. Emerald Maldives Resort & Spa
    Five-star4.9 (518)From $387/night ppFive-star Palmprint 9.1/10

    True Deluxe All-Inclusive concept.

Chains on this list

Loyal to a brand, or curious how the rest of a chain stacks up? Each profile ranks every resort the chain runs.

Plan the trip

Picking the resort is half the work; our Maldives travel guide covers the rest: when to go, weather month by month, safety and entry requirements, and how the areas differ.

How this ranking works

Every list on this site draws from the same catalog: resorts we've individually researched, with the all-inclusive fine print read so you don't have to. The order weighs verified guest ratings, what's genuinely included at the base rate, and how each property performs on the thing this list is about: here, maldives five-star.

The seal next to a resort is its Palmprint: our 0–10 grade for how well it delivers on this list's promise, the same mark you'll find on its full profile. The details of what we weigh, and what disqualifies a resort outright, live in how we score. Lists are re-reviewed as ratings and policies change; this one was last checked September 2026.

Frequently asked questions

Is a five-star all-inclusive worth it in the Maldives?

More than anywhere else, if the plan is a real one. You are captive on the island, and paying as you go for meals and drinks at a Maldives resort is expensive; a fair all-inclusive plan usually beats it by a wide margin. The gap between a meal plan and a true all-inclusive is widest here, so read what each plan covers before comparing rates.

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