It’s All Inclusive
Overwater villa with private pool, wooden deck lounge with white umbrella and cushioned seating, and turquoise lagoon at Kudadoo Maldives Private Island.
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Top 10 Five-Star All-Inclusive Resorts in the Maldives

Almost every Maldives resort calls itself five-star, so the rating is the start of the conversation here, not the end of it. The ones that deserve it pair the overwater villa and the house reef with a plan that genuinely covers the dining, the drinks and the non-motorised water sports, because on a one-island resort there is no plan B and à la carte prices are steep. Speedboat islands near Malé are quickest to reach; seaplane resorts trade cost and time for deeper-in-the-blue seclusion.

Top 10 of 31 qualifying resorts·Ranked by our team using real guest ratings and what's included·How we score·Last reviewed September 2026·Photo: Kudadoo Maldives Private Island

Every resort below carries a five-star rating, ranked by real guest ratings, our luxury scores, and how generous the plan actually is, which matters more in this country than in any other. Tap through for exactly what each plan covers and for pricing, and see our Maldives guide for the atoll-by-atoll picture and the monsoon calendar.

  1. Overwater villa with private pool, wooden deck lounge with white umbrella and cushioned seating, and turquoise lagoon at Kudadoo Maldives Private Island.
    No. 1. Kudadoo Maldives Private Island
    Kudadhoo, Maldives
    Five-star★ 4.8 (132)From $1848/night ppFive-star Palmprint 9.8/10

    Exceptionally broad luxury all-inclusive model.

    Kudadoo is fifteen overwater residences on a private island in Lhaviyani Atoll, reached by a forty-minute flight from Male. Each residence runs to 300 square metres, or 380 with two bedrooms, and each has a 44 square metre infinity pool of its own. The house reef and lagoon are the setting; the butler and the residence are the product. It carries a 9.5 with us, among the highest scores in our catalog.

  2. Stone and stucco bungalows with turquoise doors line a lazy river at Baglioni Resort, with manicured lawns and tropical plantings under blue sky.
    No. 2. Baglioni Maldives Luxury All-Inclusive
    Maagau Island, Maldives
    Five-star★ 4.4 (357)From $450/night ppFive-star Palmprint 9.5/10

    Very clear all-inclusive positioning

    Baglioni Resort holds Maagau Island in Dhaalu Atoll, an Italian-run private island reached by a forty-five minute seaplane from Male. Villas come on the beach, over the water and with private pools, and three restaurants cover Italian and Japanese cooking alongside the international kitchen, with a pool bar. Guests rate the food and the villa hosts highly. The lagoon is calm and you can snorkel from the shore, though the house reef is decent rather than one of the atoll's great ones.

  3. Illuminated overwater villa at dusk with wooden deck, lounge chairs, lit pool in foreground, and interior glowing through glass doors.
    No. 3. Hurawalhi Island Resort
    Hurawalhi Island, Maldives
    Five-star · Adults-only★ 4.9 (922)From $521/night ppFive-star Palmprint 9.4/10

    True all-inclusive

    Hurawalhi is an adults-only private island in Lhaviyani Atoll, for couples who want a house reef and a plan that genuinely covers the week. The seaplane from Male takes about 40 minutes and is the part of the trip to budget for separately. There are 90 villas, four restaurants, an infinity pool and the 5.8 Undersea Restaurant, glazed and six metres down, which is the thing guests remember.

  4. Modern dark villa with orange lounge chairs on a sandy beach, surrounded by tall palm trees under clear blue sky.
    No. 4. Club Med Finolhu Villas
    Gasfinolhu, Maldives
    Five-star★ 4.8 (536)From $627/night ppFive-star Palmprint 9.4/10

    Rare Maldives all-inclusive with access to a larger Club Med activity ecosystem.

  5. Wooden boat-shaped loungers on a deck at sunset, with a rope pergola overhead and overwater bungalows visible at Ayada Maldives.
    No. 5. Ayada Maldives
    Maguhdhuvaa Island, Maldives
    Five-star★ 4.8 (626)From $293/night ppFive-star Palmprint 9.3/10

    Exceptional private-island setting.

  6. Lit villa with dark roof and lounge chairs on white sand, surrounded by green shrubs and palm trees at dusk.
    No. 6. Atmosphere Kanifushi Maldives
    Kanifushi Island, Maldives
    Five-star★ 4.8 (468)From $398/night pp

    Excellent all-inclusive value for a luxury Maldives resort.

  7. Overwater bungalows with thatched roofs and yellow bicycles on wooden decks at Gili Lankanfushi, with clear blue sky above.
    No. 7. Gili Lankanfushi
    Lankanfushi Island, Maldives
    Five-star★ 4.8 (360)From $864/night pp

    Exceptionally spacious overwater villas and barefoot-luxury identity.

    The original 'no news, no shoes' barefoot-luxury escape, vast overwater villas (one with a slide straight into the lagoon), a resident marine biologist running reef excursions, and a chocolate cave and wine cellar for after dark. Sustainable, sandy-footed, and seriously romantic. Best November through April.

  8. No. 8. Emerald Faarufushi Resort & Spa
    Faarufushi, Maldives
    Five-star★ 4.8 (213)From $437/night ppFive-star Palmprint 9.2/10

    House reef

  9. Lit walkway between glowing blue pools leading to thatched-roof bungalows and beach at dusk.
    No. 9. Emerald Maldives Resort & Spa
    Fasmendhoo Island, Maldives
    Five-star★ 4.9 (530)From $471/night ppFive-star Palmprint 9.1/10

    True Deluxe All-Inclusive concept.

    Emerald Maldives is a Deluxe All-Inclusive island in Raa Atoll, for couples and families who want the plan to cover every outlet on it. There are 120 villas split evenly between the beach and the water, on twenty hectares with 1.5 kilometres of white sand and a house reef you can swim to. Four restaurants, two bars, a dive centre and the Dolphin Kids Club are the rest of it, and the transfer takes about 45 minutes and is not in the rate.

  10. Private pool with tiled edge surrounded by dense tropical vegetation, palm trees, lounge chairs, and orange umbrella under clear blue sky.
    No. 10. OBLU SELECT Sangeli
    Sangeli Island, Maldives
    Five-star★ 4.8 (1,469)From $392/night pp

    Very strong all-inclusive package with transfers included.

Chains on this list

Loyal to a brand, or curious how the rest of a chain stacks up? Each profile ranks every resort the chain runs.

Plan the trip

Picking the resort is half the work; our Maldives travel guide covers the rest: when to go, weather month by month, safety and entry requirements, and how the areas differ.

How this ranking works

Every list on this site draws from the same catalog: resorts we've individually researched, with the all-inclusive fine print read so you don't have to. The order weighs verified guest ratings, what's genuinely included at the base rate, and how each property performs on the thing this list is about: here, maldives five-star.

The seal next to a resort is its Palmprint: our 0–10 grade for how well it delivers on this list's promise, the same mark you'll find on its full profile. The details of what we weigh, and what disqualifies a resort outright, live in how we score. Lists are re-reviewed as ratings and policies change; this one was last checked September 2026.

Frequently asked questions

Is a five-star all-inclusive worth it in the Maldives?

More than anywhere else, if the plan is a real one. You are captive on the island, and paying as you go for meals and drinks at a Maldives resort is expensive; a fair all-inclusive plan usually beats it by a wide margin. The gap between a meal plan and a true all-inclusive is widest here, so read what each plan covers before comparing rates.

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